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26/04/2005: "Insurance as a Necessity..."

You've finally saved enough to go on that expensive vacation you've been looking forward to and you're wondering about travel insurance... the worst that can happen is you lose your luggage, right?

Guess again, anything can go wrong while you're travelling and although it's not something you want to think about, the consequences and prices of disaster are far higher than people imagine. Even in the event that a member of your family has something that wouldn't be considered terribly worrying here in the UK, like the flu, may require a trip to the doctors and therefore some kind of medical payment or backup, accumulating some fairly upsetting fees in a foreign country.

There are also some strong arguments for purchasing your premium from an independant company and not your tour operator:

- It's likely, especially if you're purchasing a holiday from a high street provider, that the insurance rates will be alot higher than an independant company.

- Your tour operator does not specialise, meaning they will be less qualified to recommend the right policy to ensure you have all the coverage you need.

- Your tour operator may only offer coverage for a particular portion of your trip, without always making this entirely clear.

- In the event the tour operator liquidates (which let's face it, happens more than it should) you will lose your insurance and your premium. An independant established company offers a lot more reliability and cover.

In the end, just examining the prices between your tour operator and the independant Insurer should persuade you that it's worth purchasing seperately. See this page to get a personal quote to suit your requirement, you can also look over the specifics of our policies on this page. If you have any questions or would prefer to speak to a person instead about your needs, please do get in contact.